Cash Management
WCB has a variety of services to assist in managing your cash flow. Our banking professionals provide a consultative approach and determine ways to enhance your current operations. We provide ongoing relationship management to ensure your solutions fit as your business needs grow and develop.
Remote Deposit
WCB’s Remote Deposit enables you to utilize a desktop to scan checks received from customers. Checks are processed by using a desktop scanner that connects to your PC and the internet. By banking conveniently from your desk, you will save time, energy AND the environment! Remote Deposit increases efficiency and enhances your cash flow.
Remote Deposit Demo
Positive Pay
WCB’s Positive Pay program is an automated fraud detection tool. This invaluable service matches the account number, check number and dollar amount of each check presented for payment. All three components must match or the item will not be paid. Positive Pay allows you to be proactive in reviewing potentially fraudulant items. This service can significantly reduce your exposure to check forgery and fraud.
Lockbox Services
WCB’s Lockbox Services provide an automated solution to businesses that want to improve payment collection and manage limited resources. Your customer’s payments are sent directly to WCB and are more quickly converted into available funds, so you can use your funds more productively.
Lockbox Services Demo
Business Sweep Account
WCB’s Business Sweep Account is an automated solution for businesses to move idle funds and invest daily. With speed and efficiency, we can help improve your bottom line.
Zero Balance Account (ZBA)
WCB’s Zero Balance Account is ideal for any company that wants to maintain multiple disbursement accounts, while managing cash flow through a single master account.
Automated Clearing House (ACH)
WCB’s Automated Clearing House (ACH) is a service that allows you to eliminate checks by using electronic payments. ACH is both cost-effective and secure. With ACH, you know exactly when your collections and disbursements clear.
