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Executive Management Team

» Meet our Board of Directors

Carl Raggio

President, Chief Executive Officer & Board Member
Carl Raggio is President and CEO of Western Commercial Bank.  His background includes over 27 years in the banking industry, 14 of those in executive management.  Mr. Raggio has held executive positions at banks throughout southern California, including Southern Pacific Bank and First Bank of Beverly Hills.  He also served as Chief Executive Officer and Director of Marketing for DataTech Management Inc. Mr. Raggio was involved in rebuilding several troubled financial institutions by removing them from regulatory enforcement actions.  Mr. Raggio also served as Chief Banking Officer at two financial institutions, overseeing assets of $240 and $750 million.  He attended the University of Redlands.

Kathleen Bryan
Executive Vice President & Chief Credit Officer
Kathleen Bryan is Executive Vice President and Chief Credit Officer of Western Commercial Bank.  Prior to joining Western Commercial Bank, Ms. Bryan served as Construction Portfolio Manager for Affinity Bank in Ventura, Calif.  She has held senior management positions with Bank of America’s Capital Markets Servicing Group, IndyMac’s commercial construction lending subsidiary and Ventura County National Bank.   Ms. Bryan worked at Security Pacific Bank and Bank of America for fifteen years primarily in risk review, special assets and commercial real estate origination and credit administration. Ms. Bryan graduated summa cum laude from Hardin Simmons University in Abilene, TX.  She also completed the Pacific Coast Bank School in Seattle, Washington.

H. Tommy Woo
Executive Vice President & Chief Financial Officer
Tommy Woo is Executive Vice President and Chief Financial Officer of Western Commercial Bank.  As a certified public accountant, Mr. Woo served in executive positions for several financial institutions and in senior positions with public accounting firms.  Prior to joining Western Commercial Bank, he served as Senior Vice President and Chief Financial Officer for Inland Empire National Bank.  He also served as Executive Vice President and Chief Financial Officer for Southland Business Bank and at American Pacific State Bank. Mr. Woo earned his undergraduate degree in Accounting and Masters Degree in Business Administration at Louisiana State University.

» Meet our Board of Directors

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